Terms and Conditions

Terms & Conditions
Effective Date: October 17, 2025
Tamura Financial (“we,” “our,” or “us”) provides educational and financial information through our website, workshops, and digital communications — including SMS text messages sent via RingCentral. By using our website or providing your contact information, you agree to the following terms and conditions.

The content provided on this site is for educational and informational purposes only. Nothing on this site constitutes individualized financial, tax, or legal advice. Any decisions based on information from Tamura Financial are made at your own discretion.

We strive to maintain accurate, current, and complete information, but we make no warranties or representations as to its accuracy or completeness.

By providing your mobile phone number on any of our forms, you consent to receive automated SMS text messages from Tamura Financial via RingCentral.

• Message frequency may vary depending on your engagement (e.g., appointment confirmations, event reminders, or educational updates).
   
• Message and data rates may apply.
   
• You can opt out at any time by replying STOP to any text message you receive from us.
   
• For help, reply HELP or contact us directly using the information below.
   
• We will never sell or share your phone number or SMS consent with third parties.
   

1- SMS Consent Communication:

The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

2- Types of SMS Communications:

If you have consented to receive text messages from Tamura Financial, you may receive 

messages related to the following:

Conversations external regarding Appointment confirmations and rescheduled appointments.

Example: "Hello, this is a friendly reminder of your upcoming appointment with [Name] at [Location] on [Date] at [Time]. You can reply STOP to opt out of SMS messaging from Tamura Financial at any time."

3- Message Frequency:

Message frequency may vary depending on the type of communication. For example, you may receive up to 2 SMS text communications per week related to your appointment status, including rescheduling appointment, etc.

4- Potential Fees for SMS Messaging:

Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

5- Opt-In Method:

You may opt-in to receive SMS messages from Tamura Financial in the following way:

Verbally, during a conversation.

6- Opt-Out Method:

You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.

7- Help:

If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at info@tamurafinancial.com

Additional Options:

If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.

8- Standard Messaging Disclosures:

Message and data rates may apply.

You can opt out at any time by texting "STOP."

For assistance, text "HELP" or visit our Privay Policy and Terms and Conditions pages.

3. Privacy

Your privacy is very important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

All materials, logos, trademarks, and content on this site are the property of Tamura Financial or its licensors. You may not copy, reproduce, or distribute content without prior written consent.

Tamura Financial and its affiliates will not be liable for any damages arising from the use of this website, our workshops, or SMS communications — including message delivery delays or failures.

Our website may include links to third-party sites (such as carriers, financial institutions, or educational partners). We are not responsible for the content, accuracy, or practices of these external sites.

We may update these Terms & Conditions periodically to reflect operational or legal changes. The updated version will be posted on this page with a new effective date. Continued use of our site or services after such changes constitutes acceptance of the updated terms.

These Terms & Conditions are governed by the laws of the State of California, without regard to conflict-of-law principles.

If you have questions about these Terms & Conditions or our SMS communications, please contact us at:
Tamura Financial
Email: tracy@tamurafinancial.com
Phone: (925) 808-9804
Address: 3478 Buskirk Avenue, Suite 1000, Pleasant Hill, CA 94523