Welcome
Planning for retirement today!
Planting Plans - Growing Strategy - Spreading Legacies
it's all about the peeps
Obsessed with client success . . .
With decades of experience, we specialize in seamlessly integrating traditional and non-traditional financial solutions. Backed by data and real-world experience, our tailored strategies are designed to secure your finances —today, tomorrow and long after you pass.
Your plan will be built around three key pillars: growth, risk management, and tax optimization—designed to support long-term financial security and peace of mind, especially throughout retirement.
Too often, retirement planning is viewed only through the lens of employer-sponsored plans like 401(k)s and 403(b)s. While growth is important, without proper risk management and tax-efficient strategies, investment returns can be diminished. Our goal is to help you preserve more of your hard-earned money, enjoy a confident retirement, and leave the legacy you envision.
The roots of tomorrow begin with the seeds of today
Our services
"Financial planning, tailored for real people." We specialize in both traditional and non-traditional strategies, offering a consultative, one-on-one approach. No cookie-cutter solutions—just personalized guidance designed to fit your unique needs. Together, we’ll build a customized plan to grow, protect and ultimately distribute your wealth over your lifetime and beyond.
Areas of Special Planning Expertise:
✔ Social Security Maximization
✔ Protection & Retirement Income Planning
✔ Tax Diversification Strategies
✔ Legacy & Charitable Giving
frequently asked questions:
- Is there a rule of thumb for maximizing Social Security?
- Why should I care about Social Security if I’ve earned the maximum potential benefit?
- How can I protect myself from a market downturn?
- What’s the most tax-efficient way to transfer wealth?
- How can I reduce taxes on my retirement paycheck?
- What impact will rising healthcare costs have on my retirement savings?
- Will Social Security and rental income be enough?
- I have a pension—will that be enough?
- How should I balance savings between insurance products and market-based investments?
- How do I ensure my retirement income keeps pace with inflation?
- What strategies can help me avoid running out of money in retirement?
- How can I create a predictable, lifelong income stream?
- Should I take my pension as a lump sum or as monthly payments?
- What are my options if I retire early or later than planned?
Have a different question? Let us know info@tamurainsurance.com
Contact Us
Get Started Today
Reach out with any questions or to set up a meeting. We can't wait to meet you!
Tamura Financial - Tracy Tamura CLU, ChFC, ABFP
Martinez, CA 94553
Hours
Open today | 09:00 am – 05:00 pm |
